Insurer Direct Line has announced it will be offering drivers in the UK no claims protection if they fall victim to vandalism.

Both new and existing policyholders will receive the additional benefit from mid January 2008, at no extra cost.

“Unprovoked damage to your car is frustrating and distressing enough, without having the added worry of paying for the damage,” said Tony Chilcott, a spokesperson for Direct Line.

“Direct Line’s enhanced benefit gives customers added protection at no extra cost and at no risk to their no claims discount.”

Last year seven per cent of all motorists were victim to some form of deliberate damage to their vehicles, with those in terraced housing, without driveways of garages to protect their cars, particularly at risk.

However, Direct Line customers will now experience no impact on their no claims discount if they become a victim of car vandalism.

The added benefit covers motorists against common damage such as cars being keyed and more substantial crimes such as slashed tyres and car graffiti.

“The likelihood of your car being vandalised rises significantly if it is left unattended for five hours or more. However, for the majority of people this is unavoidable due to long days in the office or being away from home,” continued Mr Chilcott.

“Direct Line customers will now get a good deal better and peace of mind if they’re unlucky enough to experience acts of vandalism to their car.”