Making sure you insure your motorhome is a legal requirement if you plan to take the vehicle on the roads, but the quality and price of cover available can vary greatly.
Shield Total Insurance is a specialist intermediary with more than 14 years of experience in the motorhome and caravan market, so we can help you to find the most suitable policy for your needs.
We offer cover for all sorts of different motorhomes, including camper vans, American RVs and even self-build models.
Our policies can be tailored to suit your exact requirements and are competitively priced, with comprehensive cover starting from just £183 a year.
What does motorhome insurance cover?
RV Sales Seattle states “Any insurance you take out for motorhomes must include all the statutory cover you need for driving on the road.”
But motorhome insurance policies should also reflect what the vehicles are used for and you can be assured that ours do just that.
You are sure to store lots of personal possessions in your motorhome while you are away on holiday, so you will need extensive contents cover.
Shield Total Insurance’s policies provide you with £2,500 of cover for personal belongings, so you should not lose out financially if your vehicle is stolen or destroyed during your getaway.
Many people have add-ons to their vehicles such as awnings, which can be quite expensive to replace. Our policies include £1,000 worth of cover for them.
One reason for buying a motorhome is that it will allow you to set off on the open road and explore parts of Europe, without having the expense and restrictions associated with booking hotel rooms in advance.
Shield Total Insurance recognises this and you can obtain 180 days of European cover per annum as part of your policy.
There are a number of extras available that are well worth considering, such as key protection and motor legal expenses, which could help you claim compensation from the other driver in the event of an accident that is not your fault.
We also offer breakdown rescue cover for journeys both in the UK and Europe, together with doorstep assistance for if you are unable to start your motorhome while it is parked at your house.
American RV and self-build motorhome insurance cover
Shield Total Insurance recognises there are a wide variety of vehicles that could be described as motorhomes and offers a range of policies to reflect this.
Among the insurance for motorhomes products we have is cover for American RVs, which tend to be much bigger than European-built models.
Luxurious vehicles from manufacturers such as Coachman, Winnebago and Forest Rover are becoming more popular with British holidaymakers and we can provide policies for them.
We are also happy to insure self-build motorhomes – something that many other companies are unwilling to do.
Our advisers have extensive knowledge of what is involved in converting a commercial vehicle into a motorhome, so they will be able to put together a tailored policy that matches your requirements and reflects the work you have undertaken.
How to get a motorhome insurance quote
With Shield Total Insurance, getting a quote for new motorhome cover is simple. Just go to our website and enter your details to discover how much a policy may cost you.
And you can be assured you are getting a good deal, as our Price Beater Guarantee means we are committed to bettering any genuine like-for-like renewal quote by at least £25.
If you have any queries about our products or wish to speak to one of our expert staff to discuss a tailored policy, you can use the website to request a call back.