Dealing with the unexpected: car cover without the high price tag

Dealing with the unexpected: car cover without the high price tag

Unexpected events such as car accidents, theft or even legal action can catch any of us unawares. As well as being potentially distressing situations, they can also prove extremely costly.

However, there are a variety of ways you can protect yourself financially, giving you peace of mind – and, if the worst should occur, reducing your list of things to worry about.
CSMA Club members enjoy a wide range of solutions for car insurance, from Motor Legal Expenses Insurance included automatically with membership to discounts on GAP insurance or total loss compensation.

The Clubs discounts and preferential rates come from reputable providers thanks to a strictly adhered to Approved Partner Charter. By joining CSMA Club you can be sure you’re getting great discounts on high-quality services.

So, why not contact us today and find out how CSMA Club membership can help you?

Choosing your cover

When it comes to car insurance, there are a variety of solutions that offer protection in case of unexpected events, such as your vehicle being written off or stolen.

By joining CSMA Club, you get Motor Legal Expenses Insurance included with your membership. Provided by LV= Frizzell, this fantastic policy will cover you up to £100,000 worth of legal costs .

As well as helping you recover uninsured losses from an accident that was not your fault, it can also defend you against any prosecutions that may be started against you, such as for dangerous driving or speeding.

Once you have joined CSMA Club, you can also benefit from additional policies like home, contents and travel insurance at a discounted rate.

GAP insurance is also available from Car Care Plan. This kind of cover bridges the gap between your motor insurance settlement and the sum you originally paid for the car in the event that it is written off.

Covering both new and second-hand vehicles, this policy can be yours from just £169 – a price negotiated exclusively for CSMA Club members.

Plus, it will cover you for three years and, once your plan has begun, there is no limit on your motor's mileage. So, why not find out more about GAP insurance today?

Also providing financial cover in the event that your vehicle is written off, Total Loss Compensation is another option for you to consider.With CSMA Club, you can enjoy this policy from Car Care Plan from as little as £49 for a full 12 months' cover.

This means that should you lose your vehicle through theft or an accident, you will receive an additional 25% of your insurance settlement up to £10,000.

So, for drivers keen to protect their finances from unexpected events, car cover through CSMA Club is a high-value option.

CSMA Club: helping you save money on car insurance

Established in 1923, CSMA Club was founded to help those employed in the Civil Service, central Government or organisations with roots in the Civil Service such as BT or the Post Office make the most of their money.

Today, ex-workers as well as the immediate family of existing members can benefit from great savings too.

Membership offers access to discounted services on everyday essentials, from comprehensive car insurance and Total Loss Compensation to holiday leisure retreats, cruises and theme park tickets.

To join, simply fill out the short form on our website – you'll even receive Motor Legal Expenses Insurance included with your membership!

Start saving with us – sign up to CSMA Club today.


CSMA Club is a brand of Motoring & Leisure Services Ltd, a subsidiary of the Civil Service Motoring Association Ltd. Registered office Britannia House, 21 Station Street, Brighton, BN1 4DE, registered in England no. 02813598. VAT Registration number: 620966633 Motoring & Leisure Services Ltd is authorised and regulated by the Financial Services Authority. FSA registration number: 308988. For various legal, regulatory and service requirements your calls may be monitored or recorded.